Doesn’t Life Begin At 40? When I was younger. I used to hear the phrase “Life begins at 40”. I recall wondering why that might be true. As someone who even felt a little ‘down’ at reaching thirty, this was an interesting idea. I hoped that it was true. But maybe life begins at 50. […]
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A Common Complaint Let’s be honest. We are always complaining or hearing complaints about what should and shouldn’t be taught in school. I’m a teacher, and I even complain. So, I decided to start up a personal finance after-school activity. I called it ‘The Money Club’. I decided that this needed to be taught. My
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What Is The 50-30-20 Rule? If you’ve researched ways to manage your finances better, you may have heard mention of the 50-30-20 rule. Great… another rule to follow that will make you rich, you may be thinking. Well, this one is pretty simple and makes a fair bit of sense. So what actually is it,
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Plant Your Tree And Watch It Grow It’s only natural to want things to happen in a hurry. We want to erase our debt instantly. And we are always attracted by ‘get rich’ schemes that promise a lot and rarely deliver anything. The reality is that debt takes time to remove and wealth normally takes
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Introduction In today’s fast-paced world, it’s easy to get caught up in a cycle of spending money without much thought or consideration. Whether it’s eating out regularly, splurging on designer clothes, or buying the latest gadgets, these expenses can quickly add up, leaving us with little money left at the end of the month. This
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Pay Yourself Before You Pay Everyone Else You need to pay yourself first. And keep paying yourself first. This is one of the best pieces of advice that I have ever been given. Maybe it originates from this Warren Buffet quote. “Do not save what is left after spending; instead spend what is left
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Lessons Well Learnt Right and Wrong There is generally a right and a wrong way to do things. There is definitely a right and a wrong way to buy a car. When I was much younger, I found the wrong way and paid a large price for that decision. This article makes me realise just
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Your Very Simple Guide To Investing This post is really for the absolute beginner investor. Beginner or not, we all need to know how the stock market works. I was watching a tv program recently about managing money and increasing wealth. One scene showed a person who was terrified of investing money. He had the
The Stock Market: All You Really Need To Know … For Now! Read More »
FIRE ….. Financial Independence Retire Early How to be financially independent. It’s one of the ultimate goals, isn’t it. You may have heard of this new trendy thing called FIRE. It’s a huge movement of people who are 100% committed to doing all that it takes to get to the stage in their lives where
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What Is It And Why Do We Need It? Introducing Rule number 1 As a kid, you are probably in a hurry to ‘grow up’. You want to be an adult so that you can do those cool adult things like having a job, driving a car and using a credit card. Credit cards are
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