Introduction Interest rates are a fundamental aspect of modern economics that affect our lives in more ways than we might realize. Whether you’re a young person just starting to save, someone interested in investments or planning to retire, understanding them is crucial. In this article, we will delve into how interest rates shape the economy, […]
Interest Rates Simplified: A Guide For Savvy Investors Read More »
What Is Credit? Will You Need It? Students often ask me about credit, credit cards and credit ratings. As a young person about to embark upon their financial journey, it is quite exciting to consider the fact that banks may provide them with loans to buy the things that they could unlikely afford to buy
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Introduction This post outlines 5 important lessons that you should teach your kids about money. It really is up to you! Who Is This Post For? When I started this blog, I was unsure whether I was writing it for the average person who was struggling with their finances or if it should be written
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A Double Book Review Two very popular books, ‘Your Money or Your Life’ by Vicki Robin and ‘Die With Zero’ by Bill Perkins, provide profound insights into how we can reshape our relationship with money, prioritize what truly matters, and embrace a more fulfilling life. In this blog post, I will delve into the transformative
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Have You Ever Thought About Taking A Sabbatical? Have you ever wondered what people mean when they say that they are taking a sabbatical? Do you know people who have taken sabbaticals? What exactly is the point? Well, I’ve actually decided to take a sabbatical myself. And I’ve even set a start date. June 2026.
Sabbatical: Why You Need To Take One Read More »
Living Your Best Life Living your best life is all about using your skills and other resources to find the best way to acquire your own personal happiness. It definitely helps to get on top of your financial life, to remove stress and to find a direction and goals to pursue. For me, this has
Move Overseas For A Better, More Satisfying Life Read More »
The Boring But Important Early Step Towards Financial Freedom And A Stress-free Life Let’s talk about something that might not sound exciting, but it is incredibly important: You need to save an emergency fund. I know, I know, you might be thinking, “An emergency fund? That’s boring!” But hear me out – an emergency fund
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Doesn’t Life Begin At 40? When I was younger. I used to hear the phrase “Life begins at 40”. I recall wondering why that might be true. As someone who even felt a little ‘down’ at reaching thirty, this was an interesting idea. I hoped that it was true. But maybe life begins at 50.
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A Common Complaint Let’s be honest. We are always complaining or hearing complaints about what should and shouldn’t be taught in school. I’m a teacher, and I even complain. So, I decided to start up a personal finance after-school activity. I called it ‘The Money Club’. I decided that this needed to be taught. My
Ten Things They Didn’t Teach You In School: And What You Can Do Now Read More »
What Is The 50-30-20 Rule? If you’ve researched ways to manage your finances better, you may have heard mention of the 50-30-20 rule. Great… another rule to follow that will make you rich, you may be thinking. Well, this one is pretty simple and makes a fair bit of sense. So what actually is it,
The 50-30-20 Rule. Can It Help You Manage Your Money? Read More »
